Protect your wealth.

How does insurance play a role in helping you achieve long-term goals? Accidents, illness, and other inevitable situations seem to happen when you and your loved ones least expect it. Dealing with these burdens without insurance can throw your financial plan into chaos. With risk management we can help mitigate unforeseen risks by selecting risk-reducing insurance options:

1

Life

With a life insurance policy, the insurance company provides a death benefit payment in exchange for premium payments to the beneficiaries when the insured person dies. Though these funds are quite often used for income replacement, they may also be used for business succession funding or as part of a well-crafted estate plan.
2

Long-Term Care

Long-term care insurance pays a set dollar amount per day for an agreed upon period of time to people with chronic disabilities who are no longer able to carry out Activities of Daily Living (ADLs). The money can be used for a range of situations, such as nursing home care, assisted living, in-home care, and adult day care.
3

Disability

Disability insurance is meant to protect your income when you are unable to earn a living due to sickness or injury.

Let us help you select risk-reducing insurance.